Refinancing a mortgage isn’t a decision to be taken lightly, and so you deserve a broker who listens attentively to your needs. Whether you have concerns over rate differences, your home value or otherwise, I’m happy to assist. With personalized, proactive service and plenty of know-how, I can quickly spot any risk elements – and I remain transparent about what is and isn’t feasible. Rather than get your hopes up, I want to make sure you can secure a mortgage refinance plan that is sensible and worth your time. This is especially important when factoring in any penalties or other expenses.